Service

Two people at a kitchen table passing an envelope

Send

Pass money to a person, in another city or not. It leaves the wallet you already hold.

Where the bank already allows it, that balance can reach your bank the same day.

See the charge

Pay

Shop from the same wallet. Add cash with a shop card and skip a bank transfer — that step has no extra fee.

You can also move a deposit into a betting account, or move funds into a gaming account. The weekly round is six calls, no entry fee.

Hands paying with a plain card at a bakery counter
A blank card beside a closed notebook and a glass of water

Card and points

A prepaid card spends the balance in person. A virtual card spends it online. The charge comes off the wallet.

Most payments can add points. Collect enough and trade them in for a reward.